IMPORTANT: Before applying, please confirm with our Residential department which financing option is the best fit.
*See your independent Trane Dealer for complete program eligibility, dates, details and restrictions. Special financing offers OR trade-in allowances from $100 up to $1,000 valid on qualifying equipment only. Offers vary by equipment. All sales must be to homeowners in the United States. Void where prohibited.
We currently offer financing from the following banks.
Heating and Cooling Loans Made Easy
A Washington Leader in HVAC Lending
The ezHVACLoan lending platform is brought to you by Community 1st Credit Union and is available to residents of Washington state. We’ve been lending for HVAC equipment since 2012.
- Competitive Rates, Fewer Fees
As a credit union, our profits don’t line the pockets of shareholders and hedge fund investors. Instead, they are returned to our members in the form of lower fees and better rates.
- First-Class Service & Support
We’re ready to help. Talk to a real, live person any time you need assistance and enjoy the friendly, personal service that Community 1st has offered since 1925. Our credit union membership is open to all.
- No-Fuss Online Application
With our seamless online application and fast approval process, you won’t need to jump through lots of hoops. Many loans can be approved instantly to get you started right away.
Buy Today, Pay Over Time
- Your credit also brings you exclusive benefits:
- Revolving line of credit that you can use over and over again
- Special financing where available
- Convenient monthly payments to fit your budget
- Easy-to-use online account management and bill payment options
The credit is issued with approved credit by Wells Fargo Bank, N.A.
**The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2021.